Needs and Wants vary based on setting.  Students need to be aware of this when discussing needs and wants.

For this activity, students participate in a roleplay to practice visiting a bank to open a savings account.

For this activity, students conduct online research to determine how much of their income they should save each month and to identify the strategies which are most effective for saving money.

This student guide is intended for use with the lesson "Saving and Investing." In this lesson, students will calculate interest and be able to make the best choices about how to save money. They will learn the differences between a traditional savings account and investments in stocks. Students will also complete an activity in which they choose a stock option and see how it rises and falls in value each day.

In this lesson, students will calculate interest and be able to make the best choices about how to save money. They will learn the differences between a traditional savings account and investments in stocks. Students will also complete an activity in which they choose a stock option and see how it rises and falls in value each day.

For this activity, students analyze three graphs to learn more about saving for retirement and answer questions.

For this activity, students create a spreadsheet to determine how much money Allen Iverson would have today if he had saved a small percentage of his salary every season and invested it in an index fund of the S&P 500.

These assessments allow students to demonstrate their knowledge and understanding of savings, accounts, and banking institutions.

In this guide, teens lean strategies for choosing a savings account that is best for them. Included in the guide are surveys, articles, and practical tips.

For this activity, students choose between two financial options and provide an explanation for their choice.

For this activity, students choose between two financial options providing an explanation for their choice and completing an activity using the financial options.

For this activity, students define the opportunity cost of a decision as the most valued discarded option and analyze trade-offs involved in making spending decisions.

For this activity, students conduct research to find a savings account that would be the best for them.

This video teaches students the various prodicts and services that banks offer and how to choose the right bank for them.

In this video, students learn about the many ways to pay for their education and the importance of life-long learning.

This resource, containing a pre & post assessment, is to be used with Spending and Saving activities A-E.

This resource, containing answers to the pre & post assessment, is to be used with Spending and Saving activities A-E.

This resource, a balanced monthly budget, is to be used with Spending and Saving activities A-E.

This resource, a budget template, is to be used with Spending and Saving activities A-E.

This resource, an unbalanced budget template, is to be used with Spending and Saving activities A-E.