For this activity, students conduct research on some of these apps, list pros and cons for each one, and decide which one they would prefer to use.

In this video, students learn about the power and pitfalls of credit, which is essentially using someone else's money temporarily (for a price).

In this video, Biz Kids explore the positive uses of debt and the pitfalls it can create if not careful.

Although the Federal Reserve is often in the news, not everyone understands what it is and what it does. Perhaps the best way to clear things up is to have a Federal Reserve "Q & A" to cover some of the most common questions that people ask (pp. 36-39).

This resource teaches students the basics of building credit and demonstrate their understanding of credit basics by answering questions.

In this lesson, students explain how to make choices regarding the use and management of credit and debt and understand how credit is typically used in the US.

In this lesson, students will identify sources of income and expenses. They will develop a budget in order to be able to explain the importance of personal financial decisions and how it can affect everyday life.

These are a variety of assessments that will allow students to demonstrate their knowledge and understanding of checking accounts.

In this guide, teens are surveys, articles, and practical tips for students to consider when choosing a bank, opening a checking account, and/or ways to withdraw money.

In this lesson, students determine the costs and benefits of using credit cards and analyse the decision-making process when using credit cards. Students will also identify ways and criteria needed to establish and obtain credit.

These assessments allow students to demonstrate their knowledge and understanding of credit cards.

In this lesson, students enumerate the components of a credit report and how long each data type is retained, read a credit report, and explain key components of the Fair Credit Reporting Act and how it impacts lenders and borrowers.

In this lesson, students name the components of a credit score and how they're calculated, with specific focus on credit utilization and describe how credit score impacts the ability to borrow money and at what rate.

This lesson will introduce students to identifying wants and needs, what is a budget, and how do personal preferences affect/influcne speending habits.

This resource is an article which provides reports from surveys about quality of life.

EVERFI partners with organizations, institutions, and educators to revolutionize the way education is developed and delivered—using today’s technology to connect learning to the real world and equip communities with the skills they need for success in the 21st century.

The Hands on Banking? program is an interactive financial-literacy curriculum for students. This teacher?s guide is designed for the Kids? (grades 4 and 5) curriculum of the program. The "Budgeting" section is page 20. The "Savings and Checking" Guide and the "Credit and You" sections are on pages 35 and 60 respectively. The Hands on Banking program was developed to teach both the basics of good money management and the skills needed to create a brighter financial future. The lessons examine financial concepts and decision-making through illustration, real-life problems, and mathematical computation.

This microsoft PowerPoint explains to students the advantages, disadvantages, and risks of using credit cards.