Each team has a budget of $45 to spend to modify a cup into the ultimate predator.  After predators are constructed, students battle to pop each others’ balloons.  Whichever predator is able to survive is the apex predator.

In this lesson, students will identify sources of income and expenses. They will develop a budget in order to be able to explain the importance of personal financial decisions and how it can affect everyday life.

This activity focuses on the importance of using mathematics to find deals when grocery shopping.  Students will analyze data from local grocery store advertisements and determine the best deals by using multiple strategies.  This task will also require students to find and compare unit rates, which connects the fourth grade concepts of solving problems involving money and using place value understanding to do arithmetic to the sixth grade standard of determining a unit rate.  Once students find which store offers the best deal, they will create a public service announcement teaching others how to find the best deals when grocery shopping. This public service announcement is an opportunity to use precise mathematical language and construct viable arguments.  This lesson was developed by NCDPI as part of the Academically and/or Intellectually Gifted Instructional Resources Project. This lesson plan has been vetted at the state level for standards alignment, AIG focus, and content accuracy.

The Hands on Banking? program is an interactive financial-literacy curriculum for students. This teacher?s guide is designed for the Kids? (grades 4 and 5) curriculum of the program. The "Budgeting" section is page 20. The "Savings and Checking" Guide and the "Credit and You" sections are on pages 35 and 60 respectively. The Hands on Banking program was developed to teach both the basics of good money management and the skills needed to create a brighter financial future. The lessons examine financial concepts and decision-making through illustration, real-life problems, and mathematical computation.

Students complete activities to demonstrate the need to be accountable for how they spend and save money.

This guide outlines the lesson which introduces students to the concept of being responsible for managing money through accurate-record keeping.

In this activity, students learn how to set money goals and learn the difference between short-term goals and long-term goals.

In this lesson, students learn about opportunity cost, saving, savings goals and a savings plan. Students develop savings plans that lead to their own savings goals.

These questions are used to discuss opportunity cost, saving, savings goal, and savings plans in the story, The Pickle Path Bathtub.

In this lesson, students listen to a personal finance story written and illustrated by an economics magnet school student that has now been published as a book. After an explanation of their own class book project on the topic of personal finance tips has been given, students will discuss sample tips and their meanings. Students will then create an original tip and illustration as a page for the class book to be self-published.

In this lesson, students explain why money is important, describe different ways to save money, and create a budget.

This is a companion to the lesson Saving and Investing- Lesson 3 (Teacher's guide). This will help student work through savings plans on a small and large scale. They will learn about the different saving options they have through financial institutions and calculate interest of their investment.

In this lesson, students are provided with a basic knowledge of saving and investing to show the role of financial institutions relative to savings. Through this lesson, students are encouraged to "pay themselves first" by making commitments to saving money on a regular basis.

In this lesson, students learn about the importance of knowing about money and banks.