In this lesson, students identify the steps for success in saving, give examples of how saving for the future means giving up things today, and set a savings goal and develop a plan to reach it.

After the teacher has read books about banking, how banking helps people save money, and how banks work within our market economy, the teacher may invite a professional banker to come to class to talk with students about banking.  The teacher may also plan a field trip for students to visit a local bank (and possibly open an account with parents’ permission).  Then higher-level students will work on a Think-Tac-Toe to produce writing, math, and arts projects to demonstrate their knowledge of banking.  Students may need to use the internet to look up banking terms.  This lesson was developed by NCDPI as part of the Academically and/or Intellectually Gifted Instructional Resources Project. This lesson plan has been vetted at the state level for standards alignment, AIG focus, and content accuracy.

For this activity, students learn that a bank account offers security and a return on their savings.

This resource contains interactive online tales to teach students useful financial management skills. Included with the resource are enrichment activities, family activities, and teacher resources. Students can choose the Read to Me mode to have the story read to them or the Read to Myself mode to read the story themselves.

In this lesson, the book, Berenstain Bears' Trouble with Money, by Stan and Jan Berenstain, is used to teach students about saving money, banks, and interest.

In this lesson, students use the book Alexander, Who Used to Be Rich Last Sunday, by Judith Viorst, to learn about opportunity cost, goods and services, incentives, and saving. Students complete worksheets on decision making and choice and play a sorting game with goods and services.

This resource provides students with information concenring how banks work. Deposits, interest, and savings are discussed. A compound calculator is included to demonstrate the concept of interest.

In this lesson, students learn that saving is essential to economic well-being, especially in times of extreme economic downturn. They read Saving Strawberry Farm, a story about a Depression-era family attempting to save a neighbor's farm by waging a penny auction. Students hear about the lack of goods and services available and the high rate of joblessness during this terrible time. They simulate a bank run to see how even those with savings were affected. Finally, they learn that savings are safe in banks today.

This is a companion to the lesson Saving and Investing- Lesson 3 (Teacher's guide). This will help student work through savings plans on a small and large scale. They will learn about the different saving options they have through financial institutions and calculate interest of their investment.

In this lesson, students are provided with a basic knowledge of saving and investing to show the role of financial institutions relative to savings. Through this lesson, students are encouraged to "pay themselves first" by making commitments to saving money on a regular basis.

In this lesson, students learn about the importance of knowing about money and banks.