For this activity, students conduct research on some of these apps, list pros and cons for each one, and decide which one they would prefer to use.
In this video, students learn about the power and pitfalls of credit, which is essentially using someone else's money temporarily (for a price).
In this video, Biz Kids explore the positive uses of debt and the pitfalls it can create if not careful.
This resource teaches students the basics of building credit and demonstrate their understanding of credit basics by answering questions.
In this lesson, students explain how to make choices regarding the use and management of credit and debt and understand how credit is typically used in the US.
In this lesson, students will identify sources of income and expenses. They will develop a budget in order to be able to explain the importance of personal financial decisions and how it can affect everyday life.
These are a variety of assessments that will allow students to demonstrate their knowledge and understanding of checking accounts.
In this guide, teens are surveys, articles, and practical tips for students to consider when choosing a bank, opening a checking account, and/or ways to withdraw money.
Students are sometimes clueless when it comes to saving money. It is important that our students learn that saving their money not only helps them achieve financial goals, but actually earns them extra money. In this lesson they will learn that there are a variety of ways in which to save, depending on whether they have short-term or long-term goals.
In this lesson, students determine the costs and benefits of using credit cards and analyse the decision-making process when using credit cards. Students will also identify ways and criteria needed to establish and obtain credit.
These assessments allow students to demonstrate their knowledge and understanding of credit cards.
In this resource, students read articles about choosing to use credit cards.
In this lesson, students enumerate the components of a credit report and how long each data type is retained, read a credit report, and explain key components of the Fair Credit Reporting Act and how it impacts lenders and borrowers.
In this lesson, students name the components of a credit score and how they're calculated, with specific focus on credit utilization and describe how credit score impacts the ability to borrow money and at what rate.
This lesson will introduce students to identifying wants and needs, what is a budget, and how do personal preferences affect/influcne speending habits.
No-Frills Money Skills is a video series that covers a variety of personal finance topics. The brief video uses clear, simple language and graphic elements so that students can better visualize the personal finance content being presented. This video episode explains compound interest. A set of discussion questions is provided.
Students will work through real-life scenarios, group discussions, and other activities designed to teach valuable money management skills and help them take control of their finances.
This animated video explains to students what a budget is, how to set a budget and stick to it all in six easy steps.
This microsoft PowerPoint explains to students the advantages, disadvantages, and risks of using credit cards.
For this activity, students calculate savings goals and answer questions.